Thursday 17 October 2013

I Sure could have used life insurance .



Everyone knew importance of "life insurance" but most of people take when they face some disaster in their life. Some people get scared when they think of life insurance as it shows you the real picture of life.

Imagine a life of lady she is busy in house decoration to celebrate husband birthday party in the evening. She is lost in her own world ,Singing favorite old song, cake baking smell is all over in the house and suddenly she gets call from her husband Saying the right engine of his plane was on fire .Few minute later he Calls again and, saying the engine had broken off and he was in downward Spiral.  Those were the last words she heard from husband and later news Channel confirms that plane is damaged and destroyed.

It was afternoon and Party spirit was high as group of friends and relative from across the city about to reach to celebrate the birthday in the evening. 
She rushed to the hospital where government official took husband for treatment. Later part of the Evening when they were supposed to celebrate birthday, her husband was declared dead as a result of severe brain injury.

Tell me about your life Mumma, she heard kids voice transporting her into the present. It’s been 6 month and she can still recall the horrific day.

The thing is, life went on and she has many happy memories with her husband. She remembers her husband asking for coffee two three times in a day. She remembers the trip to various Pre schools for their toddler admission inquiries.She remembers walking hand in hand at their favorite beach destination. She remembers her husband taping number into desk laptop working till late night. She remembers celebrating diwali and other festival with homemade sweets.

All these things and memories are difficult to pursue now with kids as they have not invested in life insurance. She wish she would have known to start the Insurance process when it was the time when they got married.

Now her kids are going school and she surely knows where she needs to invest. She touched her hand gently to kids forehead as she smiles which comes with not having lost hope .

Most likely she will consider Child and life Plan's for family .